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SIOUX VALLEY COMMUNITY

Sioux City, IA · State Credit Union · Chartered in IA

LICUWell Capitalized

Who can join

State government employees (special charter)

Charter #64417Est. 1952RSSD: 218690

Members

3,779

Net Worth Ratio

10.55%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$43.2M

Peer Group 3

Members

3,779

as of latest quarter

Net Worth Ratio

10.55%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 387, Sioux City, IA 51102

Chartered

1952

Branch Locations

4 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$43.2M

Total Shares

$38.3M

Total Loans

$27.7M

Net Income

$4K

Net Worth Ratio

10.55%

≥7% = Well Capitalized

Members

3,779

Return on Assets

0.01%

annualized · >0.5% healthy

Delinquency Rate (60d+)

2.43%

$673K

Loan-to-share ratio: 72.2%· healthy range 60–80%

Branch Locations

NCUA

Downtown

1120 6th St, Sioux City, IA, 51101-1908

Monday - Fri 8:30a.m. - 5:30p.m Saturday 9:00a.m - 12:00 p.m.

MainDrive-thru

Morningside

3450 S Lakeport St, Sioux City, IA, 51106

Monday - Friday 8:30a.m. - 5:30p.m. Saturday 9:00a.m. - 12:00p.m.

Drive-thru

Sergeant Bluff

105 Sergeant Square Dr, Sergeant Bluff, IA, 51054-8538

Monday - Friday 8:30a.m. - 5:30p.m.

Drive-thru

Disaster Recovery

105 Sergeant Square Dr, Sergeant Bluff, IA, 51054

8:30-5:30 Monday thru Friday. Saturday 9:00-12:00

Drive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.