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SHORE TO SHORE COMMUNITY

Trenton, MI · Federal Credit Union · Chartered in MI

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #8349Est. 1953RSSD: 433783

Members

5,262

Net Worth Ratio

11.59%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$85.2M

Peer Group 4

Members

5,262

as of latest quarter

Net Worth Ratio

11.59%

Well Capitalized

Institution Profile

NCUA

Address

4550 Division St, Trenton, MI 48183

Chartered

1953

Branch Locations

2 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$85.2M

Total Shares

$74.9M

Total Loans

$27.9M

Net Income

$326K

Net Worth Ratio

11.59%

≥7% = Well Capitalized

Members

5,262

Return on Assets

0.38%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.63%

$177K

Loan-to-share ratio: 37.3%· healthy range 60–80%

Branch Locations

NCUA

Main Office

4550 Division St, Trenton, MI, 48183

Mon, Tues, Thurs, Fri 9:30 to 5:30p.m. Wed. 11a.m. to 5:30p.m.

MainATMDrive-thru

Woodhaven Office

21701 Allen Rd, Woodhaven, MI, 48183

Mon, Tues, Thurs, Friday 9:30am to 5:30p.m. Wed. 11a.m. to 5:30p.m. Saturday Drive Thru only 9a.m. to 1p.m.

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.