SHARE ADVANTAGE
Duluth, MN · State Credit Union · Chartered in MN
Who can join
State government employees (special charter)
Members
3,427
Net Worth Ratio
12.99%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$58.5M
Peer Group 4
Members
3,427
as of latest quarter
Net Worth Ratio
12.99%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$58.5M
Total Shares
$50.5M
Total Loans
$37.3M
Net Income
$126K
Net Worth Ratio
12.99%
≥7% = Well Capitalized
Members
3,427
Return on Assets
0.22%
annualized · >0.5% healthy
Delinquency Rate (60d+)
1.59%
$595K
Loan-to-share ratio: 73.9%· healthy range 60–80%
Branch Locations
NCUAShare Advantage Credit Union Main Office
2502 Maple Grove Rd, Duluth, MN, 55811-1864
Lobby: M-F: 8:30am - 5:00pm Drive-Thru: M-Thurs: 8:00am - 5:30pm Friday: 7:30am - 5:30pm Saturday: 9:00am - 12:00pm
SMDC Branch
502 E 2nd St, Duluth, MN, 55805-1913
M-Thurs 8:00am - 4:00pm Friday: 7:30 - 4:00pm
FISERV
2601 Network Blvd, Frisco, TX, 75034
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/share-advantage" target="_blank" rel="noopener">View SHARE ADVANTAGE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.