Duluth, MN · State Credit Union · Chartered in MN
Who can join
State government employees (special charter)
Members
3,427
Net Worth Ratio
12.99%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$58.5M
Total Shares
$50.5M
Total Loans
$37.3M
Net Income
$126K
Net Worth Ratio
12.99%
≥7% = Well Capitalized
Members
3,427
Return on Assets
0.22%
annualized · >0.5% healthy
Delinquency Rate (60d+)
1.59%
$595K
No HMDA mortgage lending data on record for this credit union.
No CFPB complaint data available for this credit union.
Share Advantage Credit Union Main Office
2502 Maple Grove Rd, Duluth, MN, 55811-1864
Lobby: M-F: 8:30am - 5:00pm Drive-Thru: M-Thurs: 8:00am - 5:30pm Friday: 7:30am - 5:30pm Saturday: 9:00am - 12:00pm
SMDC Branch
502 E 2nd St, Duluth, MN, 55805-1913
M-Thurs 8:00am - 4:00pm Friday: 7:30 - 4:00pm
FISERV
2601 Network Blvd, Frisco, TX, 75034
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<a href="https://bankscorer.com/credit-union/share-advantage" target="_blank" rel="noopener">View SHARE ADVANTAGE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 73.9%· healthy range 60–80%