SESLOC
San Luis Obispo, CA · State Credit Union · Chartered in CA
Who can join
State government employees (special charter)
Members
56,359
Net Worth Ratio
9.32%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$1.25B
Peer Group 6
Members
56,359
as of latest quarter
Net Worth Ratio
9.32%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$1.25B
Total Shares
$1.12B
Total Loans
$898.4M
Net Income
$1.3M
Net Worth Ratio
9.32%
≥7% = Well Capitalized
Members
56,359
Return on Assets
0.10%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.35%
$3.1M
Loan-to-share ratio: 79.9%· healthy range 60–80%
Branch Locations
NCUAHeadquarters
3855 Broad St, San Luis Obispo, CA, 93401
9:00 - 6:00
Paso Robles Branch
705 Golden Hill Rd, Paso Robles, CA, 93446-3057
M-F 9:00 a.m. - 5:00 p.m. (Lobby) M-F 9:00 a.m. - 5:00 p.m. (drive-thru)
Arroyo Grande Branch
1399 E Grand Ave, Arroyo Grande, CA, 93420-2421
M-F 9:00 a.m. - 5:00 p.m.
San Luis Obispo Branch
3807 Broad St, San Luis Obispo, CA, 93401
M-F 9:00 a.m. - 5:00 p.m.
Santa Maria Branch
2506 S Broadway, Santa Maria, CA, 93454
M-F 9:00 a.m. - 5:00 p.m.
Cal Poly Branch
1 Grand Ave Bldg 65, San Luis Obispo, CA, 93407
M-F 9:00 a.m. - 5:00 p.m.
Atascadero Branch
8380 El Camino Real, Atascadero, CA, 93422-5324
M-F 9:00 a.m. - 5:00 p.m. (Lobby) M-F 9:00 a.m. - 5:00 p.m. (drive-thru)
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/sesloc" target="_blank" rel="noopener">View SESLOC on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.