Des Moines, IA · State Credit Union · Chartered in IA
Who can join
State government employees (special charter)
Members
4,977
Net Worth Ratio
17.70%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$100.9M
Total Shares
$82.3M
Total Loans
$72.2M
Net Income
$284K
Net Worth Ratio
17.70%
≥7% = Well Capitalized
Members
4,977
Return on Assets
0.28%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.24%
$172K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 65 | 65 | 0 | 100.0% | 0.0% |
| 2022 | 113 | 113 | 0 | 100.0% | 0.0% |
| 2021 | 153 | 153 | 0 | 100.0% | 0.0% |
No CFPB complaint data available for this credit union.
Main Office
423 E Court Ave, Des Moines, IA, 50309-2010
8-4 M-F
Urbandale Branch
3743 86th St, Urbandale, IA, 50322-4008
8-5
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<a href="https://bankscorer.com/credit-union/serve" target="_blank" rel="noopener">View SERVE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 87.7%· healthy range 60–80%