SELECT EMPLOYEES
Sterling, IL · State Credit Union · Chartered in IL
Who can join
State government employees (special charter)
Members
5,836
Net Worth Ratio
12.27%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$78.7M
Peer Group 4
Members
5,836
as of latest quarter
Net Worth Ratio
12.27%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$78.7M
Total Shares
$68.7M
Total Loans
$47.7M
Net Income
$317K
Net Worth Ratio
12.27%
≥7% = Well Capitalized
Members
5,836
Return on Assets
0.40%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.05%
$25K
Loan-to-share ratio: 69.5%· healthy range 60–80%
Branch Locations
NCUASelect Employees Credit Union
2412 Freeport Rd, Sterling, IL, 61081-7626
Lobby: Mon thru Fri 9:00am to 5:00pm Sat 9:00am to 12:00pm Drive up: Mon thru Fri 8:00am to 5:00pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/select-employees" target="_blank" rel="noopener">View SELECT EMPLOYEES on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.