🏦Bank Scorer

SEABOARD

Bucksport, ME · Federal Credit Union · Chartered in ME

Well Capitalized

Who can join

Employer / occupational group

Charter #4118Est. 1940RSSD: 274874

Members

13,367

Net Worth Ratio

8.81%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$242.9M

Peer Group 5

Members

13,367

as of latest quarter

Net Worth Ratio

8.81%

Well Capitalized

Institution Profile

NCUA

Address

Po Box G, Bucksport, ME 04416

Chartered

1940

Branch Locations

3 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$242.9M

Total Shares

$217.7M

Total Loans

$142.8M

Net Worth Ratio

8.81%

≥7% = Well Capitalized

Members

13,367

Delinquency Rate (60d+)

0.66%

$936K

Loan-to-share ratio: 65.6%· healthy range 60–80%

Branch Locations

NCUA

Bucksport

177 Main St, Bucksport, ME, 04416

M-F 8:00 am - 4:30 pm

MainATMDrive-thru

Ellsworth

200 Main St, Ellsworth, ME, 04605

M-F 8:00 am - 4:30 pm

ATMDrive-thru

Hermon

2410 Route 2, Hermon, ME, 04401

M-F 8:00 am - 4:30 pm Sat 8:00 am - 12:00 pm

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA
YearApplicationsOriginatedDenialsOrig. RateDenial Rate
2023135973871.8%28.1%
20221691402982.8%17.2%
2021133127695.5%4.5%

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.