Edwardsville, IL · State Credit Union · Chartered in IL
Who can join
State government employees (special charter)
Members
131,552
Net Worth Ratio
9.89%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$1.84B
Total Shares
$1.64B
Total Loans
$1.21B
Net Income
$5.2M
Net Worth Ratio
9.89%
≥7% = Well Capitalized
Members
131,552
Return on Assets
0.28%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.50%
$6.0M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 1,406 | 863 | 395 | 61.4% | 28.1% |
| 2022 | 845 | 663 | 83 | 78.5% | 9.8% |
| 2021 | 1,517 | 968 | 192 | 63.8% | 12.7% |
No CFPB complaint data available for this credit union.
Home Office
101 Credit Union Way, Edwardsville, IL, 62025
Monday, Tuesday, Thursday Friday 8am-6pmWednesday 10am - 6pmSaturday 8am-1pm
Breese Branch
301 N 4th St, Breese, IL, 62230-1442
M-F 9-5 Saturday 9-12
Trenton Branch
28 W Broadway, Trenton, IL, 62293
M-F 8-5 Saturday 8-12
Affton Branch
9100 Gravois Rd, Affton, MO, 63123
Monday - Friday 9am-6pmSaturday 9am-12pm
Collinsville Branch
1100 Belt Line Rd, Collinsville, IL, 62234-4367
Lobby: Mon, Tue, Thu, Fri 9am-6pm Wed 10am-6pm Sat 9am-1pm Drive Thru: Mon-Thu 8am-6pm Fri 8am-7pm Sat 8am-1pm
Scott AFB Branch
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<a href="https://bankscorer.com/credit-union/scott" target="_blank" rel="noopener">View SCOTT on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 73.7%· healthy range 60–80%
302 W Winters St, Scott Air Force Base, IL, 62225-1601
Mon, Tue, Thu, Fri 9am - 5pm Wed 10am - 5pm Sat 9am - 1pm
Fairview Heights Branch
555 Lincoln Hwy, Fairview Heights, IL, 62208-2111
Mon, Tue, Thu, Fri 9am - 6pm Wed 10am - 6pm Sat 9am - 1pm
OFallon Branch
712 E Highway 50, O Fallon, IL, 62269-2812
Mon, Tue, Thu, Fri 9am-6 pm Wed 10am-6pm Sat 9am-1pm
Edwardsville Branch
1067 S State Route 157, Edwardsville, IL, 62025-3692
Mon, Tue, Thu, Fri 9am - 6pm Wed 10am - 6pm Sat 9am -1pm
Waterloo Branch
1019 N Illinois Route 3, Waterloo, IL, 62298-3288
Mon, Tue, Thu Fri 9am - 6pm Wed 10am - 6pm Sat 9am - 1pm
14 more locations not shown.