🏦Bank Scorer

SCOTT

Edwardsville, IL · State Credit Union · Chartered in IL

Well Capitalized

Who can join

Type 99

Charter #66370Est. 1943RSSD: 614199

Members

131,552

Net Worth Ratio

9.89%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$1.84B

Peer Group 6

Members

131,552

as of latest quarter

Net Worth Ratio

9.89%

Well Capitalized

Institution Profile

NCUA

Address

101 Credit Union Way, Edwardsville, IL 62025

Chartered

1943

Branch Locations

24 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$1.84B

Total Shares

$1.64B

Total Loans

$1.21B

Net Income

$5.2M

Net Worth Ratio

9.89%

≥7% = Well Capitalized

Members

131,552

Return on Assets

0.28%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.50%

$6.0M

Loan-to-share ratio: 73.7%· healthy range 60–80%

Branch Locations

NCUA

Home Office

101 Credit Union Way, Edwardsville, IL, 62025

Monday, Tuesday, Thursday Friday 8am-6pmWednesday 10am - 6pmSaturday 8am-1pm

MainATMDrive-thru

Breese Branch

301 N 4th St, Breese, IL, 62230-1442

M-F 9-5 Saturday 9-12

ATMDrive-thru

Trenton Branch

28 W Broadway, Trenton, IL, 62293

M-F 8-5 Saturday 8-12

ATMDrive-thru

Affton Branch

9100 Gravois Rd, Affton, MO, 63123

Monday - Friday 9am-6pmSaturday 9am-12pm

ATMDrive-thru

Collinsville Branch

1100 Belt Line Rd, Collinsville, IL, 62234-4367

Lobby: Mon, Tue, Thu, Fri 9am-6pm Wed 10am-6pm Sat 9am-1pm Drive Thru: Mon-Thu 8am-6pm Fri 8am-7pm Sat 8am-1pm

ATMDrive-thru

Scott AFB Branch

302 W Winters St, Scott Air Force Base, IL, 62225-1601

Mon, Tue, Thu, Fri 9am - 5pm Wed 10am - 5pm Sat 9am - 1pm

ATMDrive-thru

Fairview Heights Branch

555 Lincoln Hwy, Fairview Heights, IL, 62208-2111

Mon, Tue, Thu, Fri 9am - 6pm Wed 10am - 6pm Sat 9am - 1pm

ATMDrive-thru

OFallon Branch

712 E Highway 50, O Fallon, IL, 62269-2812

Mon, Tue, Thu, Fri 9am-6 pm Wed 10am-6pm Sat 9am-1pm

ATMDrive-thru

Edwardsville Branch

1067 S State Route 157, Edwardsville, IL, 62025-3692

Mon, Tue, Thu, Fri 9am - 6pm Wed 10am - 6pm Sat 9am -1pm

ATMDrive-thru

Waterloo Branch

1019 N Illinois Route 3, Waterloo, IL, 62298-3288

Mon, Tue, Thu Fri 9am - 6pm Wed 10am - 6pm Sat 9am - 1pm

ATMDrive-thru

14 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.