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SANTA MARIA ASSOCIATED EMPLOYEES

Santa Maria, CA · Federal Credit Union · Chartered in CA

Well Capitalized

Who can join

Community — open geographic area

Charter #12508Est. 1958RSSD: 557380

Members

1,034

Net Worth Ratio

9.22%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$4.9M

Peer Group 2

Members

1,034

as of latest quarter

Net Worth Ratio

9.22%

Well Capitalized

Institution Profile

NCUA

Address

314 W Cook St Rm 1, Santa Maria, CA 93458-5557

Chartered

1958

Branch Locations

1 location

Membership Eligibility

Community — open geographic area

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$4.9M

Total Shares

$4.5M

Total Loans

$3.2M

Net Worth Ratio

9.22%

≥7% = Well Capitalized

Members

1,034

Delinquency Rate (60d+)

0.06%

$2K

Loan-to-share ratio: 72.5%· healthy range 60–80%

Branch Locations

NCUA

Santa Maria

314 W Cook St Rm 1, Santa Maria, CA, 93458-5557

10:00 a.m. to 4:00 p.m. Monday through Friday

Main

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.