Santa Cruz, CA · State Credit Union · Chartered in CA
Who can join
State government employees (special charter)
Members
14,639
Net Worth Ratio
10.67%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$174.3M
Total Shares
$150.3M
Total Loans
$139.4M
Net Worth Ratio
10.67%
≥7% = Well Capitalized
Members
14,639
Delinquency Rate (60d+)
0.22%
$307K
Loan-to-share ratio: 92.8%· healthy range 60–80%
No HMDA mortgage lending data on record for this credit union.
No CFPB complaint data available for this credit union.
Santa Cruz Branch
55 River St, Santa Cruz, CA, 95060-4568
Monday -Tuesday 9:00 AM - 5:00 PM Wednesday: 10:30 AM - 5:00 PM Thursday -Friday: 9:00 AM - 5:00 PM
Watsonville Branch
590 Auto Center Dr, Watsonville, CA, 95076
Monday -Tuesday 9:00 AM - 5:00 PM Wednesday: 10:30 AM - 5:00 PM Thursday -Friday: 9:00 AM - 5:00 PM Saturday: 9:30 AM - 1:30 PM
Soquel Branch
2750 41st Ave, Soquel, CA, 95073
Monday -Tuesday 9:00 AM - 5:00 PM Wednesday: 10:30 AM - 5:00 PM Thursday -Friday: 9:00 AM - 5:00 PM Saturday: 9:30 AM - 1:30 PM
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<a href="https://bankscorer.com/credit-union/santa-cruz-community" target="_blank" rel="noopener">View SANTA CRUZ COMMUNITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.