Santa Barbara, CA · Federal Credit Union · Chartered in CA
Who can join
Occupational / select employee group
Members
9,188
Net Worth Ratio
13.56%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$309.6M
Total Shares
$266.4M
Total Loans
$58.5M
Net Income
$725K
Net Worth Ratio
13.56%
≥7% = Well Capitalized
Members
9,188
Return on Assets
0.23%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.01%
$3K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 35 | 29 | 1 | 82.9% | 2.9% |
| 2022 | 38 | 31 | 2 | 81.6% | 5.3% |
| 2021 | 52 | 43 | 5 | 82.7% | 9.6% |
No CFPB complaint data available for this credit union.
Santa Barbara Teachers FCU
3970 La Colina Rd, Santa Barbara, CA, 93110-1563
M - F 8:30 - 5:30
Santa Barbara Teachers FCU
3970 La Colina Rd, Santa Barbara, CA, 93110-1563
M - F 8:30 - 5:30
Santa Barbara Teachers FCU
2615 S Miller St Ste 110, Santa Maria, CA, 93455-1775
M - F 9:30 - 5:00
Santa Barbara Teachers FCU
1307B N H St, Lompoc, CA, 93436-3312
M - F 9:30 - 5:00
Jack Henry & Associates
10910 W 87th St, Lenexa, KS, 66214-1603
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<a href="https://bankscorer.com/credit-union/santa-barbara-teachers" target="_blank" rel="noopener">View SANTA BARBARA TEACHERS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 22.0%· healthy range 60–80%