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SAN MATEO CITY EMPLOYEES

San Mateo, CA · Federal Credit Union · Chartered in CA

Well Capitalized

Who can join

Federal government employees

Charter #6326Est. 1949RSSD: 10885

Members

1,046

Net Worth Ratio

17.46%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$33.3M

Peer Group 3

Members

1,046

as of latest quarter

Net Worth Ratio

17.46%

Well Capitalized

Institution Profile

NCUA

Address

Credit Union, 330 W 20th Ave, San Mateo, CA 94403

Chartered

1949

Branch Locations

3 locations

Membership Eligibility

Federal government employees

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$33.3M

Total Shares

$27.5M

Total Loans

$5.0M

Net Income

$16K

Net Worth Ratio

17.46%

≥7% = Well Capitalized

Members

1,046

Return on Assets

0.05%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.72%

$36K

Loan-to-share ratio: 18.1%· healthy range 60–80%

Branch Locations

NCUA

Credit Union Main Office

Credit Union, San Mateo, CA, 94403

9 - 1

Main

City Hall

330 W 20th Ave, San Mateo, CA, 94403

12 - 1 daily; 5 - 5:30 M - Thur

Fiserv

3031 Airpark Dr N, Flint, MI, 48507

0800 - 1800 Monday through Friday

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.