Fresno, CA · State Credit Union · Chartered in CA
Who can join
State government employees (special charter)
Members
6,531
Net Worth Ratio
15.33%
min. 7% = Well Capitalized
Contact & Details
NCUACredit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$173.3M
Total Shares
$145.1M
Total Loans
$125.1M
Net Income
$154K
Net Worth Ratio
15.33%
≥7% = Well Capitalized
Members
6,531
Return on Assets
0.09%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.05%
$57K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 56 | 42 | 9 | 75.0% | 16.1% |
| 2022 | 37 | 25 | 7 | 67.6% | 18.9% |
No CFPB complaint data available for this credit union.
SAN JOAQUIN POWER EMPLOYEES CREDIT UNION
1080 W SHAW AVE STE 109, FRESNO, CA, 93711
7:30 A.M./4:30 P.M. MONDAY/FRIDAY
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/san-joaquin-power-employees" target="_blank" rel="noopener">View SAN JOAQUIN POWER EMPLOYEES on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 86.2%· healthy range 60–80%