Sacramento, CA · State Credit Union · Chartered in CA
Who can join
State government employees (special charter)
Members
31,124
Net Worth Ratio
14.77%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$851.9M
Total Shares
$719.0M
Total Loans
$453.9M
Net Worth Ratio
14.77%
≥7% = Well Capitalized
Members
31,124
Delinquency Rate (60d+)
0.03%
$134K
Loan-to-share ratio: 63.1%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 366 | 219 | 101 | 59.8% | 27.6% |
| 2022 | 360 | 263 | 59 | 73.1% | 16.4% |
| 2021 | 465 | 365 | 55 | 78.5% | 11.8% |
No CFPB complaint data available for this credit union.
H Street Corporate
800 H St, Sacramento, CA, 95814-2607
9:00 a.m. - 5:00 p.m. Mon-Thurs 9:00 a.m. - 6:00 p.m. Friday
Bradshaw Branch
3660 Bradshaw Rd, Sacramento, CA, 95827-3239
9:00 a.m. - 5:00 p.m. Mon-Thurs 9:00 a.m. - 6:00 p.m. Fri10:00 a.m. - 2:00 p.m. Sat
Elk Grove Branch
8351 Elk Grove Blvd Ste 600, Elk Grove, CA, 95758
9:00 a.m.-5:00 p.m. Mon-Thurs9:00 a.m.-6:00 p.m. Fri10:00 a.m.-2:00 p.m. Sat
Arden Branch
3102 Arden Way, Sacramento, CA, 95825
9:00 a.m. - 5:00 p.m. Mon-Thurs 9:00 a.m. - 6:00 p.m. Fri10:00 a.m. - 2:00 p.m. Sat
Madison/Fair Oaks Branch
8100 Madison Ave, Fair Oaks, CA, 95628-3756
9:00 a.m. - 5:00 p.m. Mon-Thurs 9:00 a.m. - 6:00 p.m. Fri10:00 a.m. - 2:00 p.m. Sat
Roseville Branch
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<a href="https://bankscorer.com/credit-union/sacramento" target="_blank" rel="noopener">View SACRAMENTO on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
5005 Foothills Blvd Ste 1, Roseville, CA, 95747-6507
9:00 a.m.-5:00 p.m. Mon-Thurs9:00 a.m.-6:00 p.m. Fri10:00 a.m.-2:00 p.m. Sat
Folsom Branch
1705 Iron Point Rd Ste 100, Folsom, CA, 95630
10:00am - 6:00pm Monday through Friday 10:00am - 2:00pm Saturday
H Street Branch
800 H St, Sacramento, CA, 95814-2607
9:00 am - 5:00 pm Mon-Thurs 9:00 am - 6:00 pm Friday