Saco, ME · State Credit Union · Chartered in ME
Who can join
State government employees (special charter)
Members
9,215
Net Worth Ratio
10.65%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$196.0M
Total Shares
$174.7M
Total Loans
$157.2M
Net Worth Ratio
10.65%
≥7% = Well Capitalized
Members
9,215
Delinquency Rate (60d+)
0.04%
$56K
Loan-to-share ratio: 90.0%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 109 | 91 | 8 | 83.5% | 7.3% |
| 2022 | 91 | 71 | 7 | 78.0% | 7.7% |
| 2021 | 144 | 124 | 5 | 86.1% | 3.5% |
No CFPB complaint data available for this credit union.
Downtown Saco Office
312 Main St, Saco, ME, 04072-1515
Monday and Thursday: 9 a.m. - 5 p.m. Tuesday: 9 a.m. - Noon Wednesday: 9 a.m. - 4 p.m. Friday: 9 a.m. - 6 p.m. Saturday: 9 a
Synergent
2 Ledgeview Dr, Westbrook, ME, 04092-3939
8:00am - 5:00pm Monday thru Friday
Five County Credit Union
19 Commercial St, Portland, ME, 04101-4779
8:30am - 5:00pm M-F
Main Office
500 Main St, Saco, ME, 04072-1530
Monday, Tuesday and Wednesday: 8 a.m. - 5 p.m. Thursday: 8 a.m. - 6 p.m. Friday: 8 a.m. - 7 p.m. Saturday: 8 a.m. - 1 p.m.
Waterboro Branch Office
860 Main St, Waterboro, ME, 04087-3013
Monday: 9 a.m. - 5 p.m. Tuesday: 9 a.m. - Noon Wednesday: 9 a.m. - 4 p.m. Thursday: 9 a.m. - 5 p.m. Friday: 9 a.m. - 6 p.m.
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<a href="https://bankscorer.com/credit-union/saco-valley" target="_blank" rel="noopener">View SACO VALLEY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.