Columbia, SC · Federal Credit Union · Chartered in SC
Who can join
Community — open geographic area
Members
93,521
Net Worth Ratio
15.18%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$1.46B
Total Shares
$1.22B
Total Loans
$854.3M
Net Income
$7.5M
Net Worth Ratio
15.18%
≥7% = Well Capitalized
Members
93,521
Return on Assets
0.51%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.53%
$4.5M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 1,686 | 1,020 | 487 | 60.5% | 28.9% |
| 2022 | 1,424 | 937 | 334 | 65.8% | 23.5% |
| 2021 | 1,054 | 699 | 238 | 66.3% | 22.6% |
No CFPB complaint data available for this credit union.
Corporate Office
800 Huger St, Columbia, SC, 29201-3620
M-Th 8:30-5:00 F 8:30-6:00
Orangeburg
1081 Boulevard St, Orangeburg, SC, 29115-4350
M-Th 8:30-5:00 F 8:30-6:00
Seneca
12015 N Radio Station Rd, Seneca, SC, 29678
M-Th 8:30-5:00 F 8:30-6:00
Spartanburg
165 Camelot Dr, Spartanburg, SC, 29301-2636
M-Th 8:30-5:00 F 8:30-6:00
Anderson Hwy 28 Bypass
306 Pearman Dairy Rd, Anderson, SC, 29625
M-Th 8:30-5:00F 8:30-6:00
Lexington 378
4458 Sunset Blvd, Lexington, SC, 29072
M-Th 8:30-5:00F 8:30-6:00
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<a href="https://bankscorer.com/credit-union/s-c-state" target="_blank" rel="noopener">View S. C. STATE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 69.8%· healthy range 60–80%
St Andrews Road
529 Saint Andrews Rd, Columbia, SC, 29210-4516
8:30-5:00 M-TH8:30-6:00 F
Hard Scrabble Road
4304 Hard Scrabble Rd, Columbia, SC, 29229-9423
M-Th 8:30-5:00F 8:30-6:00
Aiken Branch
190 Beaufort St NE, Aiken, SC, 29801-4401
M-Th 8:30-5:00 F 8:30-6:00
Anderson
1825 E Greenville St, Anderson, SC, 29621-2034
M-Th 8:30-5:00 F 8:30-6:00
9 more locations not shown.