S. C. STATE
Columbia, SC · Federal Credit Union · Chartered in SC
Who can join
Community — open geographic area
Members
93,521
Net Worth Ratio
15.18%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$1.46B
Peer Group 6
Members
93,521
as of latest quarter
Net Worth Ratio
15.18%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$1.46B
Total Shares
$1.22B
Total Loans
$854.3M
Net Income
$7.5M
Net Worth Ratio
15.18%
≥7% = Well Capitalized
Members
93,521
Return on Assets
0.51%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.53%
$4.5M
Loan-to-share ratio: 69.8%· healthy range 60–80%
Branch Locations
NCUACorporate Office
800 Huger St, Columbia, SC, 29201-3620
M-Th 8:30-5:00 F 8:30-6:00
Orangeburg
1081 Boulevard St, Orangeburg, SC, 29115-4350
M-Th 8:30-5:00 F 8:30-6:00
Seneca
12015 N Radio Station Rd, Seneca, SC, 29678
M-Th 8:30-5:00 F 8:30-6:00
Spartanburg
165 Camelot Dr, Spartanburg, SC, 29301-2636
M-Th 8:30-5:00 F 8:30-6:00
Anderson Hwy 28 Bypass
306 Pearman Dairy Rd, Anderson, SC, 29625
M-Th 8:30-5:00F 8:30-6:00
Lexington 378
4458 Sunset Blvd, Lexington, SC, 29072
M-Th 8:30-5:00F 8:30-6:00
St Andrews Road
529 Saint Andrews Rd, Columbia, SC, 29210-4516
8:30-5:00 M-TH8:30-6:00 F
Hard Scrabble Road
4304 Hard Scrabble Rd, Columbia, SC, 29229-9423
M-Th 8:30-5:00F 8:30-6:00
Aiken Branch
190 Beaufort St NE, Aiken, SC, 29801-4401
M-Th 8:30-5:00 F 8:30-6:00
Anderson
1825 E Greenville St, Anderson, SC, 29621-2034
M-Th 8:30-5:00 F 8:30-6:00
9 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/s-c-state" target="_blank" rel="noopener">View S. C. STATE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.