Eau Claire, WI · State Credit Union · Chartered in WI
Who can join
State government employees (special charter)
Members
339,177
Net Worth Ratio
10.46%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$5.90B
Total Shares
$5.21B
Total Loans
$4.99B
Net Income
$20.1M
Net Worth Ratio
10.46%
≥7% = Well Capitalized
Members
339,177
Return on Assets
0.34%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.43%
$21.7M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 6,062 | 4,407 | 582 | 72.7% | 9.6% |
| 2022 | 6,974 | 5,440 | 531 | 78.0% | 7.6% |
| 2021 | 7,876 | 5,965 | 560 | 75.7% | 7.1% |
No CFPB complaint data available for this credit union.
Corporate Center
200 Riverfront Ter, Eau Claire, WI, 54703
M-F 8:30am-5:00pm
Eau Claire West Office
2415 Jodi Dr, Eau Claire, WI, 54703
M-F 10am-6pm Sat 10am-2pm
Mortgage Operations Center
419 N Hastings Pl, Eau Claire, WI, 54703
M-F 8am-5pm
Eau Claire Southwest Office
1049 W Clairemont Ave, Eau Claire, WI, 54701
M-F 8:30am-5:30pm Sat 8:30am-noon
Eau Claire South Office
4501 Royal Dr, Eau Claire, WI, 54701
M-F 10am-6pm Sat 10am-2pm
Eau Claire Downtown Office
455 E Madison St, Eau Claire, WI, 54703
M-F 8am-5:30pm Sat 8am-noon
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<a href="https://bankscorer.com/credit-union/royal" target="_blank" rel="noopener">View ROYAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 95.9%· healthy range 60–80%
Chippewa Falls South Office
1031 Woodward Ave, Chippewa Falls, WI, 54729
M-F 10am-6pm Sat 10am-2pm
Chippewa Falls Downtown Office
215 Bay St, Chippewa Falls, WI, 54729
M-TH 8am-5pm F 8am-6pm Sat 8am-noon
Whitehall Office
18567 Scranton St, Whitehall, WI, 54773
M-TH 9am-5pmF 9am-6pm Sat 9am-noon
Colby Office
204 W Spence St, Colby, WI, 54421
M-TH 8:30am-5pm F 8:30am-6pm Sat 9-noon
47 more locations not shown.