Muskegon, MI · Federal Credit Union · Chartered in MI
Who can join
Employer / occupational group
Members
9,472
Net Worth Ratio
13.51%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$101.5M
Total Shares
$86.5M
Total Loans
$61.3M
Net Income
$262K
Net Worth Ratio
13.51%
≥7% = Well Capitalized
Members
9,472
Return on Assets
0.26%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.22%
$135K
No HMDA mortgage lending data on record for this credit union.
No CFPB complaint data available for this credit union.
Terrace Main Office
715 Terrace St, Muskegon, MI, 49440
M, Tu, Th 9:30-5:00 W 9:30-5:00 F 9:30-6:00
Laketon Avenue Branch
1920 E Laketon Ave, Muskegon, MI, 49442
M, Tu, Th 8:30-5:00 W 9:30-5:00 F 8:30-5:30 S 9:00-12:00
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<a href="https://bankscorer.com/credit-union/route-31" target="_blank" rel="noopener">View ROUTE 31 on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 70.8%· healthy range 60–80%