🏦Bank Scorer

ROMNEY

Romney, WV · Federal Credit Union · Chartered in WV

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #10301Est. 1955RSSD: 171580

Members

1,621

Net Worth Ratio

9.58%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$14.0M

Peer Group 3

Members

1,621

as of latest quarter

Net Worth Ratio

9.58%

Well Capitalized

Institution Profile

NCUA

Address

62 West Main Street, Romney, WV 26757-1638

Chartered

1955

Branch Locations

2 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$14.0M

Total Shares

$12.7M

Total Loans

$11.1M

Net Income

$32K

Net Worth Ratio

9.58%

≥7% = Well Capitalized

Members

1,621

Return on Assets

0.23%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.32%

$36K

Loan-to-share ratio: 87.2%· healthy range 60–80%

Branch Locations

NCUA

Romney Federal Credit Union

62 W Main St, Romney, WV, 26757-1638

M-T 9:00 am - 4:00 pm F 9:00 am - 6:00 pm

Main

Committee on Aging

24781 NW Pike, Romney, WV, 26757

M-T 9-4 F 9-5

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.