🏦Bank Scorer

RIVERSIDE COMMUNITY

Kankakee, IL · State Credit Union · Chartered in IL

Well Capitalized

Who can join

State government employees (special charter)

Charter #63791Est. 1976RSSD: 963598

Members

3,544

Net Worth Ratio

10.96%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$50.1M

Peer Group 4

Members

3,544

as of latest quarter

Net Worth Ratio

10.96%

Well Capitalized

Institution Profile

NCUA

Address

185 N Fraser Ave, Kankakee, IL 60901

Chartered

1976

Branch Locations

2 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$50.1M

Total Shares

$44.7M

Total Loans

$20.3M

Net Income

$146K

Net Worth Ratio

10.96%

≥7% = Well Capitalized

Members

3,544

Return on Assets

0.29%

annualized · >0.5% healthy

Delinquency Rate (60d+)

1.00%

$203K

Loan-to-share ratio: 45.3%· healthy range 60–80%

Branch Locations

NCUA

Riverside Community CU

185 N Fraser Ave, Kankakee, IL, 60901

Mon-Fri 9:00 am - 5:00 pm

MainATMDrive-thru

Riverside Community CU

368 Larry Power Rd, Bourbonnais, IL, 60914-4430

Mon-Friday 9:00 am - 5:00 pm

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

Embed This Profile

Copy the snippet below to embed a link to this profile on your website.

<a href="https://bankscorer.com/credit-union/riverside-community-il" target="_blank" rel="noopener">View RIVERSIDE COMMUNITY on Bank Scorer</a>

Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.