🏦Bank Scorer

RIVERFALL

Tuscaloosa, AL · State Credit Union · Chartered in AL

LICUWell Capitalized

Who can join

State government employees (special charter)

Charter #60942Est. 1953RSSD: 385190

Members

14,300

Net Worth Ratio

11.63%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$196.9M

Peer Group 5

Members

14,300

as of latest quarter

Net Worth Ratio

11.63%

Well Capitalized

Institution Profile

NCUA

Address

P.O. Box 1756, Tuscaloosa, AL 35403

Chartered

1953

Branch Locations

4 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$196.9M

Total Shares

$177.1M

Total Loans

$88.2M

Net Income

$71K

Net Worth Ratio

11.63%

≥7% = Well Capitalized

Members

14,300

Return on Assets

0.04%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.35%

$308K

Loan-to-share ratio: 49.8%· healthy range 60–80%

Branch Locations

NCUA

Main Office

2520 6th St, Tuscaloosa, AL, 35401-1702

Monday- Friday 9:00am-5:00pmDrive Thru only open until 6:00pm on Fridays

MainATMDrive-thru

Northport Office

1615 McFarland Blvd, Northport, AL, 35476-3260

Monday-Friday 9:00am-5:00pmDrive Thru only open until 6:00pm on Fridays

ATMDrive-thru

69S Office

5461 Reese Phifer Ave, Tuscaloosa, AL, 35405

Monday-Friday 9:00am-5:00pmDrive Thru only open until 6:00 pm on Fridays

ATMDrive-thru

Centreville

901 Birmingham Rd, Centreville, AL, 35042

Monday-Friday 9am-5Pm Drive Thru only open until 6PM on Friday

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

Embed This Profile

Copy the snippet below to embed a link to this profile on your website.

<a href="https://bankscorer.com/credit-union/riverfall" target="_blank" rel="noopener">View RIVERFALL on Bank Scorer</a>

Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.