RIVER VALLEY
Miamisburg, OH · Corporate Credit Union · Chartered in OH
Who can join
State government employees (special charter)
Members
26,771
Net Worth Ratio
11.90%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$497.3M
Peer Group 5
Members
26,771
as of latest quarter
Net Worth Ratio
11.90%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$497.3M
Total Shares
$429.5M
Total Loans
$379.6M
Net Income
$1.1M
Net Worth Ratio
11.90%
≥7% = Well Capitalized
Members
26,771
Return on Assets
0.22%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.26%
$1.0M
Loan-to-share ratio: 88.4%· healthy range 60–80%
Branch Locations
NCUAMain Office Corporate Headquarters
505 Earl Blvd, Miamisburg, OH, 45342
8:00am - 5:00pm M-F
West Carrollton Branch
2094 S Alex Rd, West Carrollton, OH, 45449-2491
M-F 9:00am - 5:00pm S 9:00am - 12:00pm
Beavercreek Branch
3927 Indian Ripple Rd, Dayton, OH, 45440-3449
M - F 9:00am - 5:00pm Closed on Wed S 9:00am - 12:00pm
Springboro Branch
25 W Central Ave, Springboro, OH, 45066-1132
M - F 9:00am - 5:00pm Closed Wed S 9:00am - 12:00pm
Dayton Branch
1030 N Main St, Dayton, OH, 45405-4212
M - F 9:00AM - 5:00PM S 8:30am - 12:00PM
Huber Heights Branch
6595 Brandt Pike, Huber Heights, OH, 45424
M - F 9:00AM - 5:00PM Closed on Wed S 8:30AM - 12:00PM
Alex Loan Center
2098 S Alex Rd, West Carrollton, OH, 45449
9:00AM - 5:00PM Monday thru Friday
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/river-valley-oh" target="_blank" rel="noopener">View RIVER VALLEY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.