Ada, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
9,205
Net Worth Ratio
11.89%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$124.4M
Total Shares
$108.7M
Total Loans
$73.3M
Net Income
$197K
Net Worth Ratio
11.89%
≥7% = Well Capitalized
Members
9,205
Return on Assets
0.16%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.35%
$254K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 84 | 77 | 4 | 91.7% | 4.8% |
| 2023 | 55 | 54 | 1 | 98.2% | 1.8% |
| 2022 | 66 | 61 | 1 | 92.4% | 1.5% |
No CFPB complaint data available for this credit union.
River Valley Credit Union
7177 Headley St SE, Ada, MI, 49301-9900
M - F 9:00 - 5:00
Lowell
2500 W Main St, Lowell, MI, 49331
M, Tu, W, F 9:00-5:00 Th 9:00-6:00 Sa 9:00-12:00 drive thru only
Edmore
1369 Industrial Park Dr, Edmore, MI, 48829
M - F 9:00-5:00 Sa 9:00-12:00
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<a href="https://bankscorer.com/credit-union/river-valley-mi" target="_blank" rel="noopener">View RIVER VALLEY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 67.5%· healthy range 60–80%