RIO GRANDE VALLEY CREDIT UNION
Harlingen, TX · State Credit Union · Chartered in TX
Who can join
State government employees (special charter)
Members
17,611
Net Worth Ratio
10.27%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$181.5M
Peer Group 5
Members
17,611
as of latest quarter
Net Worth Ratio
10.27%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$181.5M
Total Shares
$161.3M
Total Loans
$64.4M
Net Income
$409K
Net Worth Ratio
10.27%
≥7% = Well Capitalized
Members
17,611
Return on Assets
0.23%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.39%
$253K
Loan-to-share ratio: 39.9%· healthy range 60–80%
Branch Locations
NCUAMorgan
1221 Morgan Blvd, Harlingen, TX, 78550-5154
Lobby Hours Monday 9am to 5pm Tuesday 9am to 5pm Wednesday 10am to 5pm Thursday 9am to 5pm Friday 9am to 5pm Saturday 9am to 12pm Drive thru Monday - Friday 7:30am to 6 pm Saturday 8am to 12pm
San Benito Branch
345 N Williams Rd, San Benito, TX, 78586-4117
Lobby hours Monday 9am to 5pm Tuesday 9am to 5pm Wednesday 10am to 5pm Thursday 9am to 5pm Friday 9am to 5pm Drive Thru Monday - Friday 7:30am to 6pm Saturday 8am to 12pm
Expwy 83
4321 W Expressway 83, Harlingen, TX, 78552-3534
Lobby Monday 9am to 5pm Tuesday 9am to 5 pm Wednesday 10am to 5pm Thursday 9am to 5pm Friday 9am to 5pm Saturday lobby is closed Drive thru Monday - Friday 7:30am to 6pm Saturday 8am to 12pm
Lyford Branch
7449 S Expressway 77, Lyford, TX, 78569
Lobby & Drive Thru hours Monday 9am to 5pm Tuesday 9am to 5pm Wednesday 10am to 5pm Thursday 9am to 5pm Friday 9am to 5pm Closed on Saturdays
Rio Hondo
117 W Colorado Ave, Rio Hondo, TX, 78583
Lobby & Drive Thru hours Monday 9am to 5pm Tuesday 9am to 5pm Wednesday 10am to 5pm Thursday 9am to 5pm Friday 9am to 5pm Closed on Saturdays
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/rio-grande-valley-credit-union" target="_blank" rel="noopener">View RIO GRANDE VALLEY CREDIT UNION on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.