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RIO GRANDE

Albuquerque, NM · State Credit Union · Chartered in NM

LICU MDIWell Capitalized

Who can join

State government employees (special charter)

Charter #62573Est. 1952RSSD: 475493

Members

50,834

Net Worth Ratio

8.90%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$665.9M

Peer Group 6

Members

50,834

as of latest quarter

Net Worth Ratio

8.90%

Well Capitalized

Institution Profile

NCUA

Address

1121 4th St Nw, Albuquerque, NM 87102-1478

Chartered

1952

Branch Locations

8 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$665.9M

Total Shares

$607.1M

Total Loans

$410.2M

Net Income

$583K

Net Worth Ratio

8.90%

≥7% = Well Capitalized

Members

50,834

Return on Assets

0.09%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.70%

$2.9M

Loan-to-share ratio: 67.6%· healthy range 60–80%

Branch Locations

NCUA

Emerald

1121 4th St NW, Albuquerque, NM, 87102-1478

M - F 9:00 - 5:00

Main

Marble

1201 San Pedro Dr NE, Albuquerque, NM, 87110

M-Th 9:00 - 5:00 F 9:00 - 5:30 S 9:00 - 1:00

ATMDrive-thru

Downtown

1211 4th St NW, Albuquerque, NM, 87102-1414

M-Th 9:00 - 5:00 F 9:00 - 5:30 S 9;00 - 1:00

ATMDrive-thru

Westside

485 Coors Blvd NW, Albuquerque, NM, 87121

M-Th 9:00 - 5:00 F 9:00 - 5:30 S 9:00 - 1:00

ATMDrive-thru

Rio Bravo

301 Rio Bravo Blvd SE, Albuquerque, NM, 87105

M-Th 9:00 -5:00 F 9:00 - 5:30 S 9:00 -1:00

ATMDrive-thru

Cabezon

1526 Unser Blvd SE, Rio Rancho, NM, 87124

Monday through Thursday 9-5Friday 9-5:30Saturday 9-1

ATMDrive-thru

Montgomery

4700 Montgomery Blvd NE, Albuquerque, NM, 87109

M-TH 9-5 Fri 9-5:30 Sat 9-1

ATMDrive-thru

Lomas

10001 Lomas Blvd NE, Albuquerque, NM, 87112

9:00 - 5:00 M-Th; 9:00 - 5:30 F; 9:00-1:00 S

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.