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REFUGIO COUNTY

Refugio, TX · Federal Credit Union · Chartered in TX

LICUWell Capitalized

Who can join

Occupational / select employee group

Charter #12365Est. 1958RSSD: 546683

Members

1,123

Net Worth Ratio

16.11%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$14.2M

Peer Group 3

Members

1,123

as of latest quarter

Net Worth Ratio

16.11%

Well Capitalized

Institution Profile

NCUA

Address

514 Swift St, Refugio, TX 78377-1809

Chartered

1958

Branch Locations

1 location

Membership Eligibility

Occupational / select employee group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$14.2M

Total Shares

$11.9M

Total Loans

$5.1M

Net Income

$27K

Net Worth Ratio

16.11%

≥7% = Well Capitalized

Members

1,123

Return on Assets

0.19%

annualized · >0.5% healthy

Loan-to-share ratio: 42.5%· healthy range 60–80%

Branch Locations

NCUA

Refugio County FCU

514 Swift St, Refugio, TX, 78377-1809

8:00-5:00 Monday-Friday

MainATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.