RED OAK
Tuscaloosa, AL · State Credit Union · Chartered in AL
Who can join
State government employees (special charter)
Members
5,730
Net Worth Ratio
6.29%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$40.5M
Peer Group 3
Members
5,730
as of latest quarter
Net Worth Ratio
6.29%
Adequately Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$40.5M
Total Shares
$31.7M
Total Loans
$18.9M
Net Income
$74K
Net Worth Ratio
6.29%
≥7% = Well Capitalized
Members
5,730
Return on Assets
0.18%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.28%
$54K
Loan-to-share ratio: 59.7%· healthy range 60–80%
Branch Locations
NCUATuscaloosa Branch
1008 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404
8 A.M TO 5 P.M. Mon. thru Fri
DATA MANAGEMENT
1351 35TH ST, TUSCALOOSA, AL, 35401
8 A.M. TO 5 P.M. MON THRU FIDAY
Northport Branch
3100 McFarland Blvd, Northport, AL, 35476
Lobby Hours: 8:30AM-4:30PM M-FDT Hours: 8:30AM-4:30PM M-W 8:00AM-5:00PM Thur-F
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/red-oak" target="_blank" rel="noopener">View RED OAK on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.