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RED LAKE CO OP

Red Lake Falls, MN · Federal Credit Union · Chartered in MN

Well Capitalized

Who can join

Association-based

Charter #6144Est. 1949RSSD: 699084

Members

1,439

Net Worth Ratio

12.93%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$7.0M

Peer Group 2

Members

1,439

as of latest quarter

Net Worth Ratio

12.93%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 154, Red Lake Falls, MN 56750

Chartered

1949

Branch Locations

2 locations

Membership Eligibility

Association-based

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$7.0M

Total Shares

$6.1M

Total Loans

$4.6M

Net Income

$3K

Net Worth Ratio

12.93%

≥7% = Well Capitalized

Members

1,439

Return on Assets

0.04%

annualized · >0.5% healthy

Loan-to-share ratio: 75.3%· healthy range 60–80%

Branch Locations

NCUA

Records

111 2nd St SW, Red Lake Falls, MN, 56750-4015

8:30am-3pm Mon, Tue, Wed 8:30am-6pm Thur 9am-5pm Fri 9am-noon Sat

Main

CU Office

111 2nd St SW, Red Lake Falls, MN, 56750-4015

8:30am-3pm Mon, Tue, Wed 8:30am-6pm Thur 9am-5pm Fri 9am-noon Sat

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.