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READING BERKS SCHOOL EMPLOYEES

Reading, PA · State Credit Union · Chartered in PA

Well Capitalized

Who can join

State government employees (special charter)

Charter #60392Est. 1947RSSD: 155393

Members

1,252

Net Worth Ratio

16.34%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$13.4M

Peer Group 3

Members

1,252

as of latest quarter

Net Worth Ratio

16.34%

Well Capitalized

Institution Profile

NCUA

Address

4641 Pottsville Pike, Reading, PA 19605

Chartered

1947

Branch Locations

3 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$13.4M

Total Shares

$11.2M

Total Loans

$5.7M

Net Income

$-20,381

Net Worth Ratio

16.34%

≥7% = Well Capitalized

Members

1,252

Return on Assets

-0.15%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.31%

$18K

Loan-to-share ratio: 50.8%· healthy range 60–80%

Branch Locations

NCUA

reading berks school emp cu

4641 Pottsville Pike, Reading, PA, 19605

tue 9-12 fri 9-12 sat 9-12 wed 3-5

Main

Fiserv vital records

4897 W Lake Park Blvd, Salt Lake City, UT, 84120-8205

5AM TO 6:30PM MT

pagoda federal c.u.

833 Washington St, Reading, PA, 19601-3658

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.