🏦Bank Scorer

RAVENSWOOD

Ravenswood, WV · Federal Credit Union · Chartered in WV

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #13321Est. 1959RSSD: 633284

Members

5,443

Net Worth Ratio

8.77%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$51.3M

Peer Group 4

Members

5,443

as of latest quarter

Net Worth Ratio

8.77%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 67, Ravenswood, WV 26164

Chartered

1959

Branch Locations

2 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$51.3M

Total Shares

$46.5M

Total Loans

$17.5M

Net Income

$29K

Net Worth Ratio

8.77%

≥7% = Well Capitalized

Members

5,443

Return on Assets

0.06%

annualized · >0.5% healthy

Delinquency Rate (60d+)

1.94%

$340K

Loan-to-share ratio: 37.5%· healthy range 60–80%

Branch Locations

NCUA

Ravenswood

702 Washington St, Ravenswood, WV, 26164-1772

Lobby9:00-4:00Monday-FridayDrive-thru8:00-4:30 Monday-Friday

MainATMDrive-thru

Ripley

606 Church St S, Ripley, WV, 25271

8:00 A.M. - 4:30 P.M.

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.