Mandan, ND · State Credit Union · Chartered in ND
Who can join
State government employees (special charter)
Members
8,588
Net Worth Ratio
12.12%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$207.3M
Total Shares
$180.7M
Total Loans
$147.4M
Net Income
$433K
Net Worth Ratio
12.12%
≥7% = Well Capitalized
Members
8,588
Return on Assets
0.21%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.03%
$49K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 88 | 72 | 10 | 81.8% | 11.4% |
| 2022 | 101 | 77 | 10 | 76.2% | 9.9% |
| 2021 | 102 | 81 | 8 | 79.4% | 7.8% |
No CFPB complaint data available for this credit union.
Railway Credit Union
1006 E Main St, Mandan, ND, 58554-3762
7:30 AM - 5:30 PM Mon - Fri
Railway Credit Union
3005 Rock Island Pl, Bismarck, ND, 58504
7:30 AM - 5:30 PM Mon - Fri
Railway Credit Union
300 1st St SW, Mandan, ND, 58554-4157
7:00 AM - 11:00 AM Mon. - Fri
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/railway" target="_blank" rel="noopener">View RAILWAY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 81.6%· healthy range 60–80%