Pocatello, ID · Federal Credit Union · Chartered in ID
Who can join
Multiple select employee groups
Members
7,520
Net Worth Ratio
11.16%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$78.5M
Total Shares
$68.7M
Total Loans
$38.7M
Net Worth Ratio
11.16%
≥7% = Well Capitalized
Members
7,520
Delinquency Rate (60d+)
0.35%
$137K
Loan-to-share ratio: 56.3%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 32 | 26 | 3 | 81.3% | 9.4% |
| 2022 | 59 | 56 | 3 | 94.9% | 5.1% |
| 2021 | 41 | 37 | 4 | 90.2% | 9.8% |
No CFPB complaint data available for this credit union.
Chubbuck Office
4708 Yellowstone Ave, Chubbuck, ID, 83202-2336
M-Th 9:00 AM - 5:30 PMF 9:00 AM - 6:00 PM
Clark Street Branch
751 E Clark St, Pocatello, ID, 83201-6238
M - F 9:00 AM - 5:30 PM
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/rails-west" target="_blank" rel="noopener">View RAILS WEST on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.