Grand Rapids, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
23,429
Net Worth Ratio
14.00%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$317.9M
Total Shares
$271.6M
Total Loans
$156.7M
Net Worth Ratio
14.00%
≥7% = Well Capitalized
Members
23,429
Delinquency Rate (60d+)
0.37%
$580K
Loan-to-share ratio: 57.7%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 173 | 82 | 35 | 47.4% | 20.2% |
| 2022 | 264 | 158 | 29 | 59.9% | 11.0% |
| 2021 | 457 | 271 | 76 | 59.3% | 16.6% |
No CFPB complaint data available for this credit union.
Grand Rapids
3767 Sparks Dr SE, Grand Rapids, MI, 49546
9:00 to 5:00 Monday through Friday 9:00 to 12:00 Saturday, drive thru only
Ludington
266 N Jebavy Dr, Ludington, MI, 49431
9:00 to 5:00, Monday through Friday9:00 to 12:00, Saturday, drive thru only
Kalamazoo
4245 S Westnedge Ave, Kalamazoo, MI, 49008-3207
9:00 to 5:00, Monday through Friday
Hastings
329 N Michigan Ave, Hastings, MI, 49058
9:00 to 5:00, Monday through Friday
Belding
7473 Storey Rd, Belding, MI, 48809-9360
Monday through Friday 9:00 to 5:00
Greenville
534 N Lafayette St, Greenville, MI, 48838-1167
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<a href="https://bankscorer.com/credit-union/preferred" target="_blank" rel="noopener">View PREFERRED on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Monday through Friday 9:00 to 5:00 Saturday 9:00 to 12:00, drive thru only