Troy, MI · Federal Credit Union · Chartered in MI
Who can join
Multiple / other
Members
7,404
Net Worth Ratio
12.95%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$188.2M
Total Shares
$162.6M
Total Loans
$124.4M
Net Income
$636K
Net Worth Ratio
12.95%
≥7% = Well Capitalized
Members
7,404
Return on Assets
0.34%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.95%
$1.2M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 168 | 150 | 0 | 89.3% | 0.0% |
| 2022 | 166 | 138 | 2 | 83.1% | 1.2% |
| 2021 | 101 | 93 | 1 | 92.1% | 1.0% |
No CFPB complaint data available for this credit union.
Troy
2889 E Maple Rd, Troy, MI, 48083
M - Th 9:30 - 5:00 F 9:30 - 6:00 S 9:30 - 1:00
Hamtramck
11905 Joseph Campau St, Hamtramck, MI, 48212
Mon & Tue 9:30 - 5:00 Wed & Thursday 9:30 - 1:30 F 9:30 - 6:00 S 9:30 - 1:00
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<a href="https://bankscorer.com/credit-union/polish-american" target="_blank" rel="noopener">View POLISH-AMERICAN on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 76.5%· healthy range 60–80%