POLAM
Redwood City, CA · Federal Credit Union · Chartered in CA
Who can join
Multiple / other
Members
3,794
Net Worth Ratio
13.60%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$73.6M
Peer Group 4
Members
3,794
as of latest quarter
Net Worth Ratio
13.60%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$73.6M
Total Shares
$63.3M
Total Loans
$58.0M
Net Worth Ratio
13.60%
≥7% = Well Capitalized
Members
3,794
Delinquency Rate (60d+)
2.98%
$1.7M
Loan-to-share ratio: 91.6%· healthy range 60–80%
Branch Locations
NCUARedwood City
770 Marshall St, Redwood City, CA, 94063-1846
Mon-Thurs: 9 AM to 4 PM Friday: 9 AM to 6 PM Saturday: 9 AM to 1 PM
San Francisco
5923 Geary Blvd, San Francisco, CA, 94121-2006
Mon-Thurs: 9 AM to 4 PM Friday: 9 AM to 6 PM Saturday: 9 AM to 1 PM
Concord
1010 Oak Grove Rd, Concord, CA, 94518-3005
Mon-Thurs: 9 AM to 4 PM Friday: 9 AM to 6 PM Saturday: 9 AM to 1 PM
Sacramento
4313 Elkhorn Blvd, Sacramento, CA, 95842
Mon-Thurs: 9 AM to 4 PM Friday: 9 AM to 6 PM Saturday: 9 AM to 1 PM
New Britan
55 Broad St, New Britain, CT, 06053-4312
Tues-Weds: 9 AM to 4 PM Thurs-Friday: 9 AM to 6 PM Sat & Monday: 9 AM to 1 PM
Lone Tree
9227 E Lincoln Ave Ste 200, Lone Tree, CO, 80124-5504
9.00am to 4.00pm Mondays, Tuesdays, Wednesdays, Fridays 9.00am to 6.00 pm Thursdays
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/polam-ca" target="_blank" rel="noopener">View POLAM on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.