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PIONEER APPALACHIA

Charleston, WV · Federal Credit Union · Chartered in WV

LICUWell Capitalized

Who can join

Multiple / other

Charter #3576Est. 1940RSSD: 437772

Members

15,071

Net Worth Ratio

11.09%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$245.5M

Peer Group 5

Members

15,071

as of latest quarter

Net Worth Ratio

11.09%

Well Capitalized

Institution Profile

NCUA

Address

1316 Kanawha Blvd E, Charleston, WV 25301

Chartered

1940

Branch Locations

5 locations

Membership Eligibility

Multiple / other

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$245.5M

Total Shares

$217.9M

Total Loans

$135.7M

Net Income

$243K

Net Worth Ratio

11.09%

≥7% = Well Capitalized

Members

15,071

Return on Assets

0.10%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.04%

$59K

Loan-to-share ratio: 62.3%· healthy range 60–80%

Branch Locations

NCUA

Main Office

1316 Kanawha Blvd E, Charleston, WV, 25301

M-F 8-6 Sat 8-12

MainATMDrive-thru

South Charleston

4802 MacCorkle Ave SW, South Charleston, WV, 25309

M-F 8-6

ATMDrive-thru

Guyandotte

416 Main St, Huntington, WV, 25702

Lobby HoursMonday - Friday9:00 am - 5:00 pmSaturdayN/ADrive Thru HoursMon / Wed / Thur / Fri8:00 am - 5:30 pmTuesday9:00 am - 5:30 pmSaturdayN/A

ATMDrive-thru

Teays Valley

3746 Teays Valley Rd, Hurricane, WV, 25526-9553

Lobby HoursMonday - Friday 9:00 am - 5:00 pmSaturday9:00 am - 1:00 pmDrive Thru HoursM / W / Th / F7:30 am - 6:00 pmTues9:00 am - 6:00 pmSaturday9:00 am - 1:00 pm

ATMDrive-thru

University Town Center - Morgantown

8980 University Town Centre Drive, Morgantown, WV, 26501

8-5 Monday - Friday

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA
YearApplicationsOriginatedDenialsOrig. RateDenial Rate
2023106612457.5%22.6%
20212201224255.5%19.1%

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.