Charleston, WV · Federal Credit Union · Chartered in WV
Who can join
Multiple / other
Members
15,071
Net Worth Ratio
11.09%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$245.5M
Total Shares
$217.9M
Total Loans
$135.7M
Net Income
$243K
Net Worth Ratio
11.09%
≥7% = Well Capitalized
Members
15,071
Return on Assets
0.10%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.04%
$59K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 106 | 61 | 24 | 57.5% | 22.6% |
| 2021 | 220 | 122 | 42 | 55.5% | 19.1% |
No CFPB complaint data available for this credit union.
Main Office
1316 Kanawha Blvd E, Charleston, WV, 25301
M-F 8-6 Sat 8-12
South Charleston
4802 MacCorkle Ave SW, South Charleston, WV, 25309
M-F 8-6
Guyandotte
416 Main St, Huntington, WV, 25702
Lobby HoursMonday - Friday9:00 am - 5:00 pmSaturdayN/ADrive Thru HoursMon / Wed / Thur / Fri8:00 am - 5:30 pmTuesday9:00 am - 5:30 pmSaturdayN/A
Teays Valley
3746 Teays Valley Rd, Hurricane, WV, 25526-9553
Lobby HoursMonday - Friday 9:00 am - 5:00 pmSaturday9:00 am - 1:00 pmDrive Thru HoursM / W / Th / F7:30 am - 6:00 pmTues9:00 am - 6:00 pmSaturday9:00 am - 1:00 pm
University Town Center - Morgantown
8980 University Town Centre Drive, Morgantown, WV, 26501
8-5 Monday - Friday
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<a href="https://bankscorer.com/credit-union/pioneer-appalachia" target="_blank" rel="noopener">View PIONEER APPALACHIA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 62.3%· healthy range 60–80%