PERFECT CIRCLE
Hagerstown, IN · State Credit Union · Chartered in IN
Who can join
State government employees (special charter)
Members
5,272
Net Worth Ratio
12.20%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$64.8M
Peer Group 4
Members
5,272
as of latest quarter
Net Worth Ratio
12.20%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$64.8M
Total Shares
$57.3M
Total Loans
$23.1M
Net Worth Ratio
12.20%
≥7% = Well Capitalized
Members
5,272
Delinquency Rate (60d+)
1.24%
$286K
Loan-to-share ratio: 40.4%· healthy range 60–80%
Branch Locations
NCUA631 E Main St
631 E Main St, Hagerstown, IN, 47346
M, Tu, Th, Fri - 9-5 Wed 10-5
2306 S Memorial Dr
2306 S Memorial Dr, New Castle, IN, 47362
M, Tu, Thu, Fri 9-5 Wed 10-5 Sat 9-12
77 S 37th St
77 S 37th St, Richmond, IN, 47374
M, Tu, Thu, Fri 9-5 Wed 10-5 Sat 9-12
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/perfect-circle" target="_blank" rel="noopener">View PERFECT CIRCLE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.