Biddeford, ME · State Credit Union · Chartered in ME
Who can join
State government employees (special charter)
Members
20,377
Net Worth Ratio
8.60%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$366.9M
Total Shares
$336.1M
Total Loans
$276.0M
Net Worth Ratio
8.60%
≥7% = Well Capitalized
Members
20,377
Delinquency Rate (60d+)
0.57%
$1.6M
Loan-to-share ratio: 82.1%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 229 | 111 | 30 | 48.5% | 13.1% |
| 2022 | 274 | 134 | 17 | 48.9% | 6.2% |
| 2021 | 205 | 112 | 19 | 54.6% | 9.3% |
No CFPB complaint data available for this credit union.
Saco Office
23 Industrial Park Rd, Saco, ME, 04072-1804
M-TH 7:30am to 4:00pm F 7:30am to 5:00pm S 8:00am to Noon
Elm Street Office
369 Elm St, Biddeford, ME, 04005-3023
M-Th 8:00am to 4:00pm F 8:00am to 5:00pm S 8:00am to Noon
Sanford Office
39 Country Club Rd, Sanford, ME, 04073-5201
M-Th 8:00am to 4:00pm F 8:00am to 5:00pm S 8:00am to Noon
Wells Office
774 Post Rd, Wells, ME, 04090-4104
M-Th 8:00am to 4:00pm F 8:00am to 5:00pm S 8:00 to Noon
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<a href="https://bankscorer.com/credit-union/peopleschoice" target="_blank" rel="noopener">View PEOPLESCHOICE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.