Nitro, WV · Federal Credit Union · Chartered in WV
Who can join
Employer / occupational group
Members
10,760
Net Worth Ratio
16.15%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$131.3M
Total Shares
$109.5M
Total Loans
$94.5M
Net Worth Ratio
16.15%
≥7% = Well Capitalized
Members
10,760
Delinquency Rate (60d+)
1.27%
$1.2M
Loan-to-share ratio: 86.3%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 32 | 29 | 1 | 90.6% | 3.1% |
| 2022 | 83 | 62 | 1 | 74.7% | 1.2% |
No CFPB complaint data available for this credit union.
Main
419 1st Ave S, Nitro, WV, 25143-2313
9:00 am - 5:00 pm Monday - Friday 9:00 am - 12:00 pm Saturday Drive Thru 8:00 am - 6:00 pm Monday - Friday 8:00 am - 12:00
Point Pleasant
2101 Jackson Ave, Point Pleasant, WV, 25550-1936
8:30am - 4:30 pm Monday - Friday 9:00 am - 12:00 pm Saturday Drive Thru 8:00 am - 6:00 pm Monday - Friday 8:00 am - 12:00
People FCU Eleanor
900 Roosevelt Boulevard, Eleanor, WV, 25070
9 AM to 5 PM Mon to Fri 9 AM to 12 PM Sat
Cross Lanes
102 Lakeview Dr, Cross Lanes, WV, 25313-1466
Lobby M,W,F 9 to 5 TT 9to 6 Drive Thru M-F 8 to 6 Saturday 8 to 12
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<a href="https://bankscorer.com/credit-union/peoples" target="_blank" rel="noopener">View PEOPLES on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.