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PEOPLE TRUST COMMUNITY

Little Rock, AR · Federal Credit Union · Chartered in AR

LICU MDICritically Undercapitalized

Who can join

Employer / occupational group

Charter #24940Est. 2022RSSD: 5786372

Members

1,830

Net Worth Ratio

-91.10%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$1.5M

Peer Group 1

Members

1,830

as of latest quarter

Net Worth Ratio

-91.10%

Critically Undercapitalized

Institution Profile

NCUA

Address

Po Box 241488, Little Rock, AR 72223

Chartered

2022

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$1.5M

Total Shares

$2.5M

Total Loans

$820K

Net Income

$-950,156

Net Worth Ratio

-91.10%

≥7% = Well Capitalized

Members

1,830

Return on Assets

-65.34%

annualized · >0.5% healthy

Delinquency Rate (60d+)

11.21%

$92K

Loan-to-share ratio: 33.3%· healthy range 60–80%

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.