Southfield, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
25,220
Net Worth Ratio
9.91%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$514.8M
Total Shares
$439.9M
Total Loans
$382.0M
Net Worth Ratio
9.91%
≥7% = Well Capitalized
Members
25,220
Delinquency Rate (60d+)
0.35%
$1.3M
Loan-to-share ratio: 86.8%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2022 | 286 | 186 | 61 | 65.0% | 21.3% |
No CFPB complaint data available for this credit union.
Main Office
24333 Lahser Rd, Southfield, MI, 48033-6041
Admin: M-F 9am-5pmDrive Thru: M-Th 9am-5pm Fri 8am-6pm Sat 9:30am-1pm Lobby: M, Tu, Th 9am-5pm W 10am-5pm F 9am-6pm
Eastside Branch
30897 Mound Rd, Warren, MI, 48092-2038
Drive Thru: M-Th 9am-5pm; Fri 9am-6pm Sat 9:30am-1pm Lobby: M, Tu, Th 9am-5pm W 10am-5pm F 9am-6pm
Romeo Branch
141 S Main St, Romeo, MI, 48065-5126
Mon, Tue, & Thu 8:30 am to 5:00 pm Wednesday 10:00 am to 5:00 pm Friday 8:30 am to 6:00 pm
Ypsilanti Branch
5397 W Michigan Ave, Ypsilanti, MI, 48197-4900
Drive Thru: M-Th 9am-5pm Fri 9am-6pm Sat 9:30am-1pm Lobby: M, Tu, Th 9am-5pm W 10am-5pm F 9am-6pm
Livonia Branch
37401 Plymouth Rd, Livonia, MI, 48150
9:00 - 5:00 M,T,Th 10:00 - 5:00 W 9:00 - 6:00 F 9:30 - 1:00 S
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<a href="https://bankscorer.com/credit-union/people-driven" target="_blank" rel="noopener">View PEOPLE DRIVEN on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.