PEOPLE DRIVEN
Southfield, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
25,220
Net Worth Ratio
9.91%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$514.8M
Peer Group 6
Members
25,220
as of latest quarter
Net Worth Ratio
9.91%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$514.8M
Total Shares
$439.9M
Total Loans
$382.0M
Net Worth Ratio
9.91%
≥7% = Well Capitalized
Members
25,220
Delinquency Rate (60d+)
0.35%
$1.3M
Loan-to-share ratio: 86.8%· healthy range 60–80%
Branch Locations
NCUAMain Office
24333 Lahser Rd, Southfield, MI, 48033-6041
Admin: M-F 9am-5pmDrive Thru: M-Th 9am-5pm Fri 8am-6pm Sat 9:30am-1pm Lobby: M, Tu, Th 9am-5pm W 10am-5pm F 9am-6pm
Eastside Branch
30897 Mound Rd, Warren, MI, 48092-2038
Drive Thru: M-Th 9am-5pm; Fri 9am-6pm Sat 9:30am-1pm Lobby: M, Tu, Th 9am-5pm W 10am-5pm F 9am-6pm
Romeo Branch
141 S Main St, Romeo, MI, 48065-5126
Mon, Tue, & Thu 8:30 am to 5:00 pm Wednesday 10:00 am to 5:00 pm Friday 8:30 am to 6:00 pm
Ypsilanti Branch
5397 W Michigan Ave, Ypsilanti, MI, 48197-4900
Drive Thru: M-Th 9am-5pm Fri 9am-6pm Sat 9:30am-1pm Lobby: M, Tu, Th 9am-5pm W 10am-5pm F 9am-6pm
Livonia Branch
37401 Plymouth Rd, Livonia, MI, 48150
9:00 - 5:00 M,T,Th 10:00 - 5:00 W 9:00 - 6:00 F 9:30 - 1:00 S
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/people-driven" target="_blank" rel="noopener">View PEOPLE DRIVEN on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.