PECU
Austin, TX · State Credit Union · Chartered in TX
Who can join
State government employees (special charter)
Members
21,602
Net Worth Ratio
14.31%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$439.1M
Peer Group 5
Members
21,602
as of latest quarter
Net Worth Ratio
14.31%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$439.1M
Total Shares
$375.5M
Total Loans
$220.0M
Net Worth Ratio
14.31%
≥7% = Well Capitalized
Members
21,602
Delinquency Rate (60d+)
0.35%
$769K
Loan-to-share ratio: 58.6%· healthy range 60–80%
Branch Locations
NCUAMain Office
306 E 10th St, Austin, TX, 78701
Drive thru: M-F 8:30am - 6pm Drive thru: Sat 9am - 1pm Lobby: M-F 9am - 5pm
Walnut Creek Business Park Branch Office
8013 Centre Park Dr, Austin, TX, 78754
Drive Thru: M-F 8:30am - 6pm; S 9am - 1pm Lobby: M-F 9am - 5pm
North Branch Office
1200 W 42nd St, Austin, TX, 78756
Drive Thru: M-F 8:30am - 6pm; S 9am - 1pm Lobby: M-F 9am - 5pm
Oak Hill Branch Office
5838 Hwy 290 W, Austin, TX, 78735
Drive Thru: M-F 8:30am - 6pm; S 9am - 1pm
Round Rock Branch Office
15800 Ranch Road 620 N, Austin, TX, 78717
Drive-thru: M-F 8:30am - 6pm; S 9am - 1pm Lobby: M-F 9am - 5pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/pecu" target="_blank" rel="noopener">View PECU on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.