Waipahu, HI · Federal Credit Union · Chartered in HI
Who can join
Employer / occupational group
Members
31,533
Net Worth Ratio
10.09%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$544.0M
Total Shares
$486.6M
Total Loans
$244.1M
Net Worth Ratio
10.09%
≥7% = Well Capitalized
Members
31,533
Delinquency Rate (60d+)
0.24%
$582K
Loan-to-share ratio: 50.2%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 66 | 22 | 16 | 33.3% | 24.2% |
| 2022 | 101 | 48 | 25 | 47.5% | 24.8% |
No CFPB complaint data available for this credit union.
Main Office - Waipio Branch
94-449 Ukee St, Waipahu, HI, 96797
M-F 10-6, S 8-3
Honolulu Branch
1288 Ala Moana Blvd Ste 106, Honolulu, HI, 96814
M-F 9-5, S 9-2
Airport Branch
550 Paiea St Ste 128, Honolulu, HI, 96819
M-F 8-4, S 8-3
Shipyard Branch
585 Port Royal St, Honolulu, HI, 96818
M-F 8-4:15
Ewa Branch
91-1401 Fort Weaver Rd Ste A102, Ewa Beach, HI, 96706-2268
Monday - Friday 10:00 a.m. - 6:00 p.m. Saturday 8:00 a.m. - 3:00 p.m.
Waianae Branch
85-866 Farrington Hwy, Waianae, HI, 96792
Monday to Friday 9 a.m. to 5 p.m.Saturday 8 a.m. to 3 p.m.
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<a href="https://bankscorer.com/credit-union/pearl-hawaii" target="_blank" rel="noopener">View PEARL HAWAII on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.