Chambersburg, PA · Federal Credit Union · Chartered in PA
Who can join
Employer / occupational group
Members
81,733
Net Worth Ratio
11.35%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$1.33B
Total Shares
$1.19B
Total Loans
$960.2M
Net Worth Ratio
11.35%
≥7% = Well Capitalized
Members
81,733
Delinquency Rate (60d+)
0.13%
$1.2M
Loan-to-share ratio: 81.0%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 754 | 457 | 212 | 60.6% | 28.1% |
| 2022 | 798 | 534 | 173 | 66.9% | 21.7% |
| 2021 | 1,387 | 956 | 237 | 68.9% | 17.1% |
No CFPB complaint data available for this credit union.
Corporate Office
800 Wayne Ave, Chambersburg, PA, 17201-3810
Lobby: M-W, 8:30 a.m. - 4:30 p.m., Thurs. 8:30 a.m.-4:30 p.m., Fri. 8:30 a.m.-7:00 p.m., Sat. 8:30 a.m.-Noon Drive-Up: M-W, 8 a
Corporate Center
800 Wayne Ave, Chambersburg, PA, 17201
Monday - Friday: 8:00 a.m.-4:30 p.m.
Waynesboro Financial Services Center
10933 Buchanan Trl E, Waynesboro, PA, 17268
Lobby: M-W, 8:30am-4:30pm, M-Thurs. 8:30am-4:30pm, Fri 8:30am-7pm, Sat. 8:30am-Noon Drive Up: M-W 8am-6pm, Thurs. 8am-7pm, Fri
Federal Street
140 S Federal St, Chambersburg, PA, 17201
Lobby & Drive-Up: M-Wed. 8:30am-4:30pm, Th-Fri. 8:30am-7pm, Sat. 8:30am-Noon
North Pointe Office
18721 Longmeadow Rd, Hagerstown, MD, 21742
Lobby: M-Thur 8:30 am - 4:30 pm, Fri. 8:30 am - 7:oo pm, Sat. 9am-Noon Drive Up Hours: Mon-Wed 8:30 am - 6:00 pm, Thur - Fri
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<a href="https://bankscorer.com/credit-union/patriot" target="_blank" rel="noopener">View PATRIOT on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
CASHS Student Branch
511 S 6th St, Chambersburg, PA, 17201
11:00am - 1:00pm* *When school is open
Gateway Avenue Office
488 Gateway Ave, Chambersburg, PA, 17201
Lobby HoursMon-Thur 8:30 am ? 5:00 pmFri 8:30 am ? 7:00 pmSat 8:30 am ? 12:00 pmDrive-Up HoursMon-Thur 8:30 am ? 5:00 pmFri 8:30 am ? 7:00 pmSat 8:30 am ? 12:00 pm
Lincoln Highway East
1536 Lincoln Way E, Chambersburg, PA, 17202
BranchM-F 10AM - 6:30PMSAT 8AM - 1PMDrive Thru M-F 7AM - 7PMSAT 7AM - 3PM
Robinwood
11067 Robinwood Dr, Hagerstown, MD, 21742-6793
Monday ? Thursday 8:30 AM ? 5:30 PM Friday 8:30 AM ? 7:00 PM Saturday 8:30 AM ? 1:00 PM
Ballenger Creek Branch
5099 Corporate Dr, Frederick, MD, 21703
Lobby & Drive Thru Hours: Monday-Thursday 8:30am-5:30pm Friday 8:30am-7:00pm Saturday 8:30am-1:00pm Sunday Closed
3 more locations not shown.