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PARK CITY

Merrill, WI · State Credit Union · Chartered in WI

Well Capitalized

Who can join

State government employees (special charter)

Charter #67196Est. 1938RSSD: 910891

Members

25,973

Net Worth Ratio

9.88%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$390.0M

Peer Group 5

Members

25,973

as of latest quarter

Net Worth Ratio

9.88%

Well Capitalized

Institution Profile

NCUA

Address

501 S Pine Ridge Ave, Merrill, WI 54452

Chartered

1938

Branch Locations

5 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$390.0M

Total Shares

$333.2M

Total Loans

$293.6M

Net Income

$744K

Net Worth Ratio

9.88%

≥7% = Well Capitalized

Members

25,973

Return on Assets

0.19%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.21%

$630K

Loan-to-share ratio: 88.1%· healthy range 60–80%

Branch Locations

NCUA

Merrill Main

501 S Pine Ridge Ave, Merrill, WI, 54452

9:00 AM thru 5:00 PM Mon. thru Thu.9:00 AM thru 6:00 PM Fri7:30 AM thru 5:00 PM Mon thru Thu. Drive up7:30 AM Thru 6:00 PM

MainDrive-thru

Tomahawk

1213 N 4th St, Tomahawk, WI, 54487

8:30 AM to 5:00 PM Mon - Thurs 8:30 AM to 6:00 PM Fri 8:30 AM to 5:00 PM Drive Up Mon - Thurs 8:30 AM to 6:00 PM Drive Up Fri

Drive-thru

Minocqua

9566 Sth 70, Minocqua, WI, 54548-9054

9:00 AM to 5:00 PM Mon-Thurs 9:00 AM to 6:00 PM Fri 8:30 AM to 5:00 PM Drive Up Mon - Thurs 8:30 AM to 6:00 PM Drive Up Fri

Drive-thru

Rhinelander

151 S Courtney St, Rhinelander, WI, 54501

8:30 AM to 4:30 PM Mon - Thurs 8:30 AM to 6:00 PM Fri 8:00 AM to 5:00 PM Drive Up Mon - Thurs 8:00 AM to 6:00 PM Drive Up Fri

Drive-thru

Wisconsin Rapids

400 Market St, Wisconsin Rapids, WI, 54494-4868

TUE WED THU FRI 10AM to 3PM CST

Mortgage Lending (HMDA)

CFPB HMDA
YearApplicationsOriginatedDenialsOrig. RateDenial Rate
2023118117199.2%0.8%
20222292290100.0%0.0%
20213463460100.0%0.0%

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.