Muncy, PA · Federal Credit Union · Chartered in PA
Who can join
Employer / occupational group
Members
6,218
Net Worth Ratio
12.72%
min. 7% = Well Capitalized
Contact & Details
NCUACredit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$109.5M
Total Shares
$97.3M
Total Loans
$47.4M
Net Worth Ratio
12.72%
≥7% = Well Capitalized
Members
6,218
Loan-to-share ratio: 48.8%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 33 | 28 | 3 | 84.8% | 9.1% |
| 2022 | 33 | 31 | 2 | 93.9% | 6.1% |
| 2021 | 21 | 16 | 3 | 76.2% | 14.3% |
No CFPB complaint data available for this credit union.
Palco Federal Credit Union
191 Chad Rd, Muncy, PA, 17756-8146
Monday, Tuesday, Wednesday 7:30 am - 4:30 pm Thursdays 9:00 am - 5:00 pm Fridays 7:30 am - 6:00 pm
PALCO Federal Credit Union
114 East Ave, Wellsboro, PA, 16901-1737
Monday, Tuesday, Wednesday 8:00 am - 5:00 pm Thursdays 9:00 am - 5:00 pm Fridays 8:00 am - 5:00 pm
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<a href="https://bankscorer.com/credit-union/palco-fcu" target="_blank" rel="noopener">View PALCO FCU on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.