Concord, CA · State Credit Union · Chartered in CA
Who can join
State government employees (special charter)
Members
70,972
Net Worth Ratio
15.09%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$1.35B
Total Shares
$1.12B
Total Loans
$977.4M
Net Worth Ratio
15.09%
≥7% = Well Capitalized
Members
70,972
Delinquency Rate (60d+)
0.28%
$2.8M
Loan-to-share ratio: 87.1%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 1,015 | 571 | 144 | 56.3% | 14.2% |
| 2022 | 1,146 | 791 | 157 | 69.0% | 13.7% |
| 2021 | 867 | 596 | 68 | 68.7% | 7.8% |
No CFPB complaint data available for this credit union.
Concord
1355 Willow Way, Concord, CA, 94520
9am - 5pm, Mon-Thurs9am - 6pm, Friday
Fresno
102 E Nees Ave, Fresno, CA, 93720-4312
9am - 5pm, Mon - Thurs9am - 6pm, Friday
Pleasant Hill
1600 Contra Costa Blvd Ste E, Pleasant Hill, CA, 94523-3061
9am - 5pm (Mon-Thur) 9am - 6pm (Fri)
Livermore
2800 Kitty Hawk Rd, Livermore, CA, 94551-7666
9am - 5pm (Mon-Thur) 9am - 6pm (Fri)
San Ramon
3121 Crow Canyon Pl Ste B, San Ramon, CA, 94583-1361
9am-5pm (Mon-Thur)9am-6pm (Fri)
Clovis
840 Herndon Ave, Clovis, CA, 93612
M-TH 9-5 F 9-6
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<a href="https://bankscorer.com/credit-union/pacific-service" target="_blank" rel="noopener">View PACIFIC SERVICE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.