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PACIFIC SERVICE

Concord, CA · State Credit Union · Chartered in CA

Well Capitalized

Who can join

State government employees (special charter)

Charter #68413Est. 1936RSSD: 673299

Members

70,972

Net Worth Ratio

15.09%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$1.35B

Peer Group 6

Members

70,972

as of latest quarter

Net Worth Ratio

15.09%

Well Capitalized

Institution Profile

NCUA

Address

1355 Willow Way, Ste 200, Concord, CA 94520

Chartered

1936

Branch Locations

6 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$1.35B

Total Shares

$1.12B

Total Loans

$977.4M

Net Worth Ratio

15.09%

≥7% = Well Capitalized

Members

70,972

Delinquency Rate (60d+)

0.28%

$2.8M

Loan-to-share ratio: 87.1%· healthy range 60–80%

Branch Locations

NCUA

Concord

1355 Willow Way, Concord, CA, 94520

9am - 5pm, Mon-Thurs9am - 6pm, Friday

MainATM

Fresno

102 E Nees Ave, Fresno, CA, 93720-4312

9am - 5pm, Mon - Thurs9am - 6pm, Friday

ATM

Pleasant Hill

1600 Contra Costa Blvd Ste E, Pleasant Hill, CA, 94523-3061

9am - 5pm (Mon-Thur) 9am - 6pm (Fri)

ATM

Livermore

2800 Kitty Hawk Rd, Livermore, CA, 94551-7666

9am - 5pm (Mon-Thur) 9am - 6pm (Fri)

ATM

San Ramon

3121 Crow Canyon Pl Ste B, San Ramon, CA, 94583-1361

9am-5pm (Mon-Thur)9am-6pm (Fri)

ATM

Clovis

840 Herndon Ave, Clovis, CA, 93612

M-TH 9-5 F 9-6

ATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.