🏦Bank Scorer

P C

Port Allegany, PA · Federal Credit Union · Chartered in PA

Well Capitalized

Who can join

Multiple / other

Charter #10704Est. 1955RSSD: 863586

Members

1,402

Net Worth Ratio

12.50%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$14.3M

Peer Group 3

Members

1,402

as of latest quarter

Net Worth Ratio

12.50%

Well Capitalized

Institution Profile

NCUA

Address

203 N Main St, P O Box 39, Port Allegany, PA 16743-1105

Chartered

1955

Branch Locations

2 locations

Membership Eligibility

Multiple / other

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$14.3M

Total Shares

$12.4M

Total Loans

$10.4M

Net Worth Ratio

12.50%

≥7% = Well Capitalized

Members

1,402

Delinquency Rate (60d+)

2.52%

$262K

Loan-to-share ratio: 84.2%· healthy range 60–80%

Branch Locations

NCUA

P C Federal Credit Union

203 N Main St, Port Allegany, PA, 16743

Monday through Friday, 8:00am-5:00pm

Main

Disaster Recovery Site

45 Route 446, Smethport, PA, 16749

8:30 a.m. - 5 p.m. Monday - Friday

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.