OUCU FINANCIAL CREDIT UNION, INC.
Athens, OH · State Credit Union · Chartered in OH
Who can join
State government employees (special charter)
Members
26,302
Net Worth Ratio
11.53%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$520.9M
Peer Group 6
Members
26,302
as of latest quarter
Net Worth Ratio
11.53%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$520.9M
Total Shares
$450.2M
Total Loans
$406.1M
Net Worth Ratio
11.53%
≥7% = Well Capitalized
Members
26,302
Delinquency Rate (60d+)
0.68%
$2.8M
Loan-to-share ratio: 90.2%· healthy range 60–80%
Branch Locations
NCUAMain Office
944 E State St, Athens, OH, 45701
Monday-Friday 9:00 am-6:00 pm Saturday 9:00 am-1:00 pm
Shafer Branch
90 S Shafer St, Athens, OH, 45701-2309
Monday - Friday 8:00 am-5:00 pm
West Union Branch
12 W Union St, Athens, OH, 45701
Monday - Friday 9:00am-5:00pm
Logan Branch
96 W Hunter St, Logan, OH, 43138
M-F 9am-5pm. Closed daily from 12-1.
Lancaster Branch
2808 Columbus Lancaster Rd NW, Lancaster, OH, 43130
M-F 9am-5pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/oucu-financial-credit-union-inc" target="_blank" rel="noopener">View OUCU FINANCIAL CREDIT UNION, INC. on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.