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OTIS

Jay, ME · Federal Credit Union · Chartered in ME

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #9349Est. 1954RSSD: 288787

Members

12,477

Net Worth Ratio

16.01%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$296.3M

Peer Group 5

Members

12,477

as of latest quarter

Net Worth Ratio

16.01%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 27, Jay, ME 04239-0027

Chartered

1954

Branch Locations

1 location

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$296.3M

Total Shares

$247.4M

Total Loans

$134.2M

Net Worth Ratio

16.01%

≥7% = Well Capitalized

Members

12,477

Delinquency Rate (60d+)

0.69%

$922K

Loan-to-share ratio: 54.2%· healthy range 60–80%

Branch Locations

NCUA

Otis Federal Credit Union

170 Main St, Jay, ME, 04239-4902

M-F 9:00 am - 5:00 pm Drive Thru M-F 9:00 am - 4:45 pm

MainATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.